Commercial Property Insurance for Serious Owners
Protect every square foot of your commercial property portfolio.
Poll Mojica and Commercial Elite Insurance Agency specialize in tailored coverage for apartment buildings, industrial facilities, shopping centers, and complex commercial portfolios. We help you close coverage gaps, satisfy lenders, and recover fast when the unexpected happens.
Same-day certificates • Lender-compliant policies • Multi-location portfolios welcome
Fast-track quote
Tell us about your property in 3 minutes.
We’ll review coverage options across top carriers and send a tailored proposal—often within one business day.
Prefer to talk it through? Call +1 562 302 7761.
Who we insure
Commercial property coverage built around your asset class.
From single-asset holdings to diverse regional portfolios, we design policies that reflect the realities of your operations, leases, and lender requirements.
Apartment buildings
Garden-style, mid-rise, and high-rise apartment properties with complex tenant exposures and lender mandates.
Industrial buildings
Warehouses, logistics hubs, flex and light manufacturing spaces with specialized equipment and tenant operations.
Shopping centers
Strip centers, community centers, and mixed-use retail with anchor tenants, restaurants, and high foot traffic.
All commercial property
Office buildings, owner-occupied properties, mixed-use developments, and special-use assets with unique risk profiles.
What’s protected
Commercial property coverage that keeps you operational.
We go beyond basic fire coverage to address real-world exposures like tenant-caused losses, equipment breakdown, and income interruption when a claim shuts down operations.
- Building coverage: structure, permanently installed fixtures, and improvements.
- Business personal property: equipment, furniture, inventory, and landlord-owned contents.
- Loss of rents & business income: replace revenue during covered shutdowns.
- Equipment breakdown: mechanical and electrical failures that halt operations.
- General liability: premises liability for visitors, tenants, and vendors.
- ordinance or law: increased costs to rebuild to current codes after a loss.
- Wind, fire, theft, vandalism, and other covered perils specific to your geography.
Portfolio-friendly structures
Schedule multiple locations, staggered effective dates, and unique lender requirements in one coordinated program.
Lender & lease compliant
We speak the language of loan covenants and leases—avoiding costly surprises at closing or renewal.
Claims advocacy
When you have a loss, you get a dedicated advocate—not a call center—to push the claim forward.
How we work together
A streamlined process built for busy property owners and managers.
We eliminate back-and-forth emails and guesswork with a clear, proactive approach—so you can focus on occupancy, operations, and returns.
Step 1
Discovery call or quick form
Share basic property details, leases, and lender requirements so we can benchmark your current coverage and pricing.
Step 2
Market analysis & proposal
We shop leading commercial property carriers, identify coverage gaps, and present options with clear premium and limit comparisons.
Step 3
Bind coverage & ongoing support
We handle certificates, lender communications, renewals, and claims advocacy as your dedicated commercial property partner.
Ready to see options? Send us your current policy and schedule, and we’ll provide a side-by-side comparison with recommendations.
Real-world risk
When a minor incident turns into a multi-million dollar loss.
A small electrical issue in a tenant’s unit led to a fire that shut down an entire building for months. The owner’s prior policy didn’t fully cover loss of rents or increased construction costs due to new code requirements.
We helped restructure their commercial property program across the rest of their portfolio—adding extended loss of income, equipment breakdown, and ordinance or law coverage—so a future claim wouldn’t threaten the business.
Lesson: For commercial property owners, the biggest risk often isn’t the building—it’s the cash flow and obligations attached to it.
Or call now: +1 562 302 7761
Client results
Commercial property owners who switched to Poll Mojica.
Names and some details changed for privacy, but the outcomes are real.
“We moved a 10-building apartment portfolio to Poll’s team and not only improved coverage, we reduced overall premiums by 14% while satisfying stricter lender requirements.”
Managing Partner, Regional Multifamily Investment Group
“As an industrial owner-operator, I need fast answers and accurate certificates. Poll delivers both—our tenants and lenders get what they need, and I get a partner who understands my business.”
Owner, Multi-site Industrial & Logistics Portfolio
Get a commercial property quote tailored to your portfolio.
Share a few details about your properties and we’ll return smart options—not generic quotes.
Available Monday–Friday, 8:30am–5:30pm PT.
Request your commercial property insurance quote.
Complete this brief form and our team will follow up with coverage options and next steps—usually within one business day.
Prefer a live conversation?
Call +1 562 302 7761 and ask for Poll Mojica.
Your information is kept confidential and used only to prepare your quote.
Commercial property insurance FAQs.
Have a question that’s not listed here? Call us at +1 562 302 7761 and we’ll walk through it with you.
What information do you need to quote my commercial property?
At a minimum, we’ll ask for property addresses, construction details (year built, square footage, building materials), current coverage limits and deductibles, major tenant types, and any lender or lease requirements. If you upload your current policies and rent rolls, we can usually handle the rest.
Can you help with properties in multiple states?
Yes. Many of our clients own properties across multiple states. We regularly place coverage with carriers that support multi-state portfolios and can structure your policies to meet the regulatory and risk differences across locations.
What if I already have a broker or agent?
We frequently provide second opinions and program reviews. You can keep your current broker while we evaluate your coverage, pricing, and structure. If we identify meaningful improvements, we’ll show you exactly where the gaps or overpayments are occurring.
How long does it take to get a quote?
For straightforward risks with complete information, we can often turn around indicative quotes within 24–48 hours. More complex portfolios or properties with loss history may take longer, but we’ll set clear expectations up front.
Can you align coverage with lender and investor requirements?
Absolutely. We regularly work directly with lenders, attorneys, and investor groups to make sure coverage meets loan covenants and partnership obligations—so there are no surprises at closing or renewal.
Poll Mojica
Commercial Elite Insurance Agency
Specialized commercial property insurance for apartment buildings, industrial facilities, shopping centers, and complex portfolios.
Contact
Phone: +1 562 302 7761
Email: [email protected]
9461 Charleville Blvd #1090 Beverly Hills, CA 90212
Service area: California and select surrounding markets.
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